Cuenta nomina ing 150 euros

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If you want to take advantage of the arrival of November to change banks and get one of the best current accounts without payroll in the market, you should take into account several things. First, the Internet and tools such as our current account comparator will allow you to do all the paperwork without leaving your home and in just a few minutes.

A payless account does not work in the same way as a current account, basically because it is not a type of account as such. When we talk about «no-salary» accounts, we are referring to offers in which the bank does not ask you to deposit your salary as a requirement to obtain certain advantages, but the product to which this characteristic can be applied can be either a current account or a remunerated account (those that pay you interest on your money).

No, ING’s Cuenta Sin Nómina can no longer be contracted, since the orange bank stopped marketing it in 2018. This account, like the rest of ING’s products, did not charge commissions, but contrary to what happens with the offers in our ranking of the best current accounts, it did require certain linkage to its customers to be able to dodge the main expenses. Specifically, ING’s Cuenta Sin Nómina required a minimum balance of 2,000 euros in order to pay nothing for administration, maintenance or transfers, among other services.

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When you consult our ranking of the best banks for direct deposit of your salary, remember that our top 10 are ordered according to several objective criteria: the absence of commissions, the amount of money that the customer can obtain by simply direct depositing their salary (either through cash gifts or by offering a certain return), the minimum salary to be deposited, the return of bills, the gifts and the required loyalty.

Abanca’s Clara account is the best salary account on the market thanks to the two great advantages it offers: it does not charge commissions and allows customers to get up to 300 euros in cash if they deposit a minimum salary of 600 euros and respect a permanence of 24 months. However, the gift of 300 euros is only available in the Community of Madrid, while in the rest of the country the amount is reduced to a not inconsiderable 150 euros.

As for its commissions policy, the best salary account of August 2021 does not charge maintenance or administration fees, nor for making transfers, and offers a free debit card with which you can withdraw money at more than 23,000 ATMs without commissions: always at Abanca ATMs and, outside Galicia, you will have five free withdrawals per month at the machines of the EURO 6000 network, Banco Sabadell, Bankinter, Arquia and Caja Ingenieros.

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No commissions, but a lot. Our Salary Account has a lot of services associated with it to make your day-to-day banking and financial life easier. To give you, also, a little more time.

Because we have a free and special service for this: the Cambia de Banco service. A service that allows you to bring the products or bills you have in other banks in the most convenient way.

The same customer can only be the holder of one remunerated account and two bonus accounts, those that, for example, have no maintenance commission or that have cards with special conditions associated with them.

Very little, we have a service for the management of direct debits. With it you can set up direct debits for your bills in less than 3 minutes, from any device and without going to the branch. It’s that easy.

Ing non-resident account

Several banks are offering gift money in exchange for direct deposit of a salary, pension or unemployment benefit. This is a summary of the bank offers currently in force, ordered by the amount of the gift:

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Cajamar offers a bonus of 200 euros to customers who direct deposit their salary with the bank for the first time. The promotion is valid for the first 2,000 salaries paid in by direct debit before December 31, 2021.

Receive 150 euros as a gift when you direct deposit your salary or pension of more than 600 euros with Liberbank and keep it for 24 months. Exclusive offer for new customers valid until December 31, 2021.

Banco Santander offers 100 euros by direct debiting a salary, pension or benefit of at least 600 euros for 12 months. The bonus is subject to current tax regulations, so the bank will pay 81 euros net after applying the 19% withholding tax. Offer valid until December 10, 2021.

In addition to the welcome gifts or gifts for direct deposit of salary, the profitability of the account or the bank discounts that allow us to save, there are also friend plans with which you can invite other people to become customers of the bank and thus both enjoy a gift or an advantage. In this video we tell you how to make the most of bank promotions: