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The best way to choose a mortgage is to know what you want or need and analyze different options. Your bank is a good option, because you know them and they know you better and, in most cases, they can offer you the best deals. Although it is usual that, since it is a very important financial operation, you also consult the conditions in other entities.

The payment of the amount corresponding to the chosen promotion will be paid into the account associated with the plan on February 3, 2022. The amount paid is considered income subject to personal income tax in accordance with the tax legislation in force at the time of payment and the net amount will be credited to the account after the appropriate tax withholding.

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This data is indicative of the risk of the Pension Plan and may vary over time. It is calculated based on simulated data which, however, may not be a reliable indication of the future risk profile of the Plan. Information on the risk profile of each Plan is available in Unicaja Banco’s Pension Plan Catalog.  The risk scale of the promoted pension plans ranges from 1 to 7.

The collection of the benefit or the exercise of the right of redemption is only possible in the event of the occurrence of any of the contingencies or exceptional cases of liquidity regulated in the Pension Plans and Funds regulations.

The value of mobilization rights, benefits and exceptional liquidity events depends on the market value of the Pension Fund’s assets and can lead to significant losses.

Our managers help you choose the investment that best suits your objectives. In order to have the possibility of higher returns, it is necessary to take higher risks. Past performance is not a reliable indicator of future performance.

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Since the banks decided to increase their bank account fees and tighten the requirements to eliminate them, more customers are looking for free alternatives.  Who wants to pay for basic banking services?

ING offers the ING Payroll Account, a very flexible alternative to operate online and not pay commissions. To enjoy all the advantages, the bank requires a salary, pension or unemployment benefit of any amount or transfers from another entity of at least 700 euros.

Keep in mind that… If you do not receive income in the account, the bank could eliminate some of the advantages. On the other hand, some ATMs may require the withdrawal of a minimum amount to eliminate the commission.

Abanca offers the Cuenta Clara Abanca, a 100% online and free of charge account with which it is possible to win a gift of up to 150 euros in exchange for direct deposits. The best thing about the account is that it is up to the customer whether or not to accept the gift. If you are not looking for an account that requires direct deposit, this option is still a good choice, as the account and associated services are still free. In short, it is a non-binding account, but if you decide to bind yourself, you will get a free gift.

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On December 1, 2011, the savings bank Monte de Piedad y Caja de Ahorros de Ronda, Cádiz, Almería, Málaga, Antequera and Jaén (Unicaja) signed the deed of incorporation of its bank, wholly owned by the entity, for the indirect exercise of its financial activity, so that the entity segregated its financial business to the referred bank Unicaja Banco, S.A.U. (later, Unicaja Banco, S.A.U.). (later, Unicaja Banco, S.A.), so that the savings bank did not disappear and continued to maintain its social work and piousness fund.[4] On July 2013, Unicaja Banco, S.A.U. (later, Unicaja Banco, S.A.) was created.

On July 15, 2013, Unicaja Banco approved to initiate the procedures to launch a purchase offer addressed to the shareholders and holders of necessary and contingently convertible bonds of Banco CEISS.[9] On October 11, 2013, Unicaja Banco, S.A. approved to initiate the procedures to launch a purchase offer addressed to the shareholders and holders of necessary and contingently convertible bonds of Banco CEISS.

On October 11, 2013, the general shareholders’ meeting of Unicaja Banco gave its approval to the offer that the board of directors made a week earlier on Banco CEISS.[10] On October 15, 2013, the Board of Directors of CEISS positively assessed the takeover offer raised by Unicaja Banco as it guaranteed the continuity of CEISS as a bank of regional scope.[11] On October 15, 2013, the Board of Directors of CEISS positively assessed the takeover offer raised by Unicaja Banco as it guaranteed the continuity of CEISS as a bank of regional scope.[11